Possible timesave. So that's the seasonality reason. Ms. I have three questions. It's worth noting for anyone else who finds this question in their searching (as I did) that JSTL has the useful tag . Buy Two Way Telephone Splitters, Uvital Male to 2 Female Converter Cable RJ11 6P4C Telephone Wall Adaptor and Separator for Landline (White, 2 Pack): Telephone Cords - Amazon.com FREE DELIVERY possible on eligible purchases Given the operating leverage we have, the R&D expenses as a percentage of revenue decreased to 11.9% from 12.4% one-year ago. As we know big banks, as well as small banks are accelerating lending to MSE's. But secondly, I want to emphasize. I will answer the first, maybe third one first, and then we will talk operation, OK (ph). Yes. So we definitely see opportunities of growth in those segments in the financial services industry. Intersection of two Jordan curves lying in the rectangle, replace text with part of text using regex with bash perl. Thank you, David. Otherwise you'd need to add checks on array length by fn:length() and to prevent potential XSS attack holes by fn:escapeXml(). Fan over the last few years. Developed by Missouri Tigers head coach Don Faurot as a variation on the T formation, the split-T was first used in the 1941 season and allowed the Tigers to win all but their season-opening match against the Ohio State Buckeyes and the 1942 Sugar Bowl versus Fordham. But, of course, the challenge of regulatory side number one. Firstly, we don't have the full picture of the statistics of the, whether it's a first time card user or most card user, but with -- through our communication with the banks, we guess -- our most of value proposition to the credit card issuers that is we can bring the under banks population to them. *. I mean, given the app suspensions, do you spend in the sales and marketing or do you scale back from there? Why is there no Vice Presidential line of succession? Thank you, Wendy. That's a 17% increase. I think probably for our next conversation, we will -- when we get a full relaunch of the APPs in June, and we continue to optimize the -- our strategy in terms of acquisition and recommendation, around that time we will have more data to share with you guys in terms of how we evaluate the efficiency and some other metrics after the 315 issue. So we -- basically we -- it took us a couple of weeks to -- we had to go through our internal review process. But going forward, as we resume the full operation in June or Q3, of course, we do need to, number one, need to, still have that stringent rules in terms of the undergoing process. Yeah, I think, it's putting the market into perspective. 54 FREE Shipping by Amazon From that moment, our mission was to become everyone's financial partners, empowering users to make smart financial choices and enabling financial institutions to make better decisions. And the second question is, in terms of number of loan applications, what is the split between consumer loan, SME loan and other loan products. Given the optimistic view of the industry in the long run with more regulatory clarity and visibility and our resilient platform model and strong technology infrastructure, we are confident and optimistic about our ability to overcome the temporary challenges in the second half of this year. At the same time, non-GAAP adjusted EBITDA increased to RMB56 million, up 4% sequentially. So as of now, I think we have limited data to evaluate the operating, the sales and marketing efficiency for this quarter. Joining us today on the call from Jianpu's senior management are Mr. David Ye, Co-Founder, Chairman and Chief Executive Officer; and Mr. Oscar Chen, Chief Financial Officer. We have recently completed the development of a credit card pre-approval model, which is designed for a regional bank to help optimize its credit decision process, leveraging our data and technological strength. Combining the credit card business from both recommendation services and advertising, we recorded credit card volume of approximately 1.6 million in the first quarter of 2019. But the credit card that comes from the third and fourth tier cities, that mostly of them will be the first card applicants. The directional clarity of these proposed set of rules will create standards and boundaries, rewarding those industry participants with innovative infrastructure, scale and capability to manage user experiences and risk effectively and efficiently. The No. Some of these risks are beyond the Company's control, and could cause actual results to differ materially from those mentioned in today's press release and this discussion. We are very optimistic about the huge market potential in China's retail finance industry in the long rum, as a digitally all-inclusive financial sector with emerging in this nation. This popular unit is just the right size for a weekend jaunt or an extended camping adventure. Thank you, Luting. How can I randomly replace only a few words (not all) in Microsoft Word? How can I split strings separated by "/" inside a jsp page using JSTL? So, that is the key kind of hurdle, but we do see opportunities in those segments. These statements are within the meaning of the safe harbor provisions of the US Private Securities Litigation Reform Act. £48.00 inc. VAT (£40.00 +VAT) Air Charge Temperature Sensor From: . 4. Hi, good evening, gentlemen, thank you for taking my questions and congratulations on the strong first quarter. 00:07:01.19. Related Videos. You asked in Q2 most of our revenue or in the launch side, are either from the key customer of organic traffic or due to our internal like user generated content, so like the completion campaign. Thank you, John. Led by the loan recommendation services and the solid contribution from the credit card business, our total recommendation services revenue reported a 101% year-over-year increase increase to RMB582 million in the first quarter, mainly driven by 170% year-over-year increase in loan recommendation services, further illustrating the comprehensive scalability of our platform model capturing market demands as well as our execution strength. 1 on Billboard's Hot 100 Songwriters chart (dated Dec. 5), ruling for the first time on the strength of eight songwriting credits on the Billboard Hot 100. SME's, so far on our platform, we do listed some SME product, but the -- in terms of the number of loan applications toward the SME lending products is only that's quite a small percentage, as you can be aware that SME lending for the digitalization of SME lending is far behind and of more complicated than the consumer lending. Thank you very much. To put our financials into perspective, in relation to the industry, most recently a few commission regulatory announcements were made with regard to how China's online consumer lending industry will be managed. The increase was primarily due to the onetime fee for new business initiatives and increase in payroll costs. So, I just want to know, if our Company would benefit from such trends and to reach out more on SME loan products. A frame or model around or on which something is formed or shaped. The three reasons, it's going to be below what we except. And of course, SME lending, we know government actually has asked the financial institutions, especially banks, to reserve more capital on SME lending. Yeah, sure John. The average fee per credit card increased to RMB106 from RMB95 in the first quarter of 2018. your coworkers to find and share information. We do see some financing trends in the cost side. They have a split in there. And supply chain management squamation that you have other side of the balance sheet or the wealth management and insurance. We will now open the call to questions. I noticed that the volume growth on a year-on-year basis seems to be going to single digit. How do airplanes maintain separation over large bodies of water? JT files are used in product lifecycle management (PLM) software programs and their respective CAD solutions, by engineers and other professionals that need to analyze the geometry of complex products. Her expected release date is in 2020. Okay, 315 do have impact on our businesses, but we believe this is only a one-time short-term one-time impact. With that, I'll now turn the call over to our CFO, Oscar Chen, who will discuss our financial results. Thank you, Julie. We look to achieve growth with efficiency in mind. And also I would share a bit insight about SME lending. This -- the Company does not undertake any obligation to update this forward-looking information, except as required by law. We're optimistic, in the medium to long-term and given the resilience of our business model, our technology, our robust infrastructure, and also most importantly our people, we're able to execute and deliver. I hope that we would have more data to answer this question. So that's -- that to some extent have some impact on our new user acquisition momentum. This will split the input string by a supplied delimiter and then iterate over the resultant collection of tokens. So that will be the major impact. site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. Yeah, hi, David, thank you for taking my question. We were also appointed a member of the subcommittee of these two associations with respect to financial education and consumer rights protection. So, to your second question, the loan products, yes. - To calculate splits, do 1 or 2, then click calculate splits. National Door Company ZZ365040R Solid Core, Molded, 2-Panel, Right Hand, Prehung Interior Single Door, 18" x 80" on 6-9/16" Jamb, MDF $235.54 $ 235 . Operator, please go ahead. The Chinese New Year last year was about 14 or 15. This helps to improve on making product decision, reduce default rates, increase operating efficiencies and improve revenues. Mr. Chen will then provide details on the Company's financial results and business outlook before opening the call for your questions. (Operator Instructions) And that concludes the question-and-answer session. So that's -- the third line would contribute around 10% of the total revenue for the second quarter. The average fee per loan application continued to grow to RMB17.7 from RMB15 in the fourth quarter of 2018. £28.80 inc. VAT (£24.00 +VAT) Shiftlight From: . Because you're just looking to the numbers of some developed countries. Of course, we were -- I mean, in the past, in Q1, were actually as the largest platform, we were in the market, right. So that's why we believe we expect a impact one-time in the short term. Book, possibly titled: "Of Tea Cups and Wizards, Dragons"....can’t remember. Just wonder, what's the reasons behind that, you said some growth rate that you are looking for the full year, this year. We will now begin the question-and-answer session. Jianpu Technology Inc. (NYSE:JT)Q1 2019 Earnings CallMay 28, 2019, 8:00 a.m. 6. Our mobile APP were made available, again, in early May on some application stores, and we expect a free floor launch in June. See also How to split a string in Java for general guidelines which also apply to fn:split(). Megan Thee Stallion hits No. So what's the revenue outlook maybe, in a general sense for the second half of this year. Compare . As David noted, loan application volume increased 102% year-over-year. I need to do something in order to split the string in three different substrings: So that's why we didn't not relist some of the APP until late April or early May. Enter total distance, either time or pace, and split frequency. Which satellite provided the data? (Reverse travel-ban), Studs spacing too close together to put in sub panel in workshop basement. And the second question is on the sales and marketing follow up. And the third reason, for Q1 last year some of the credit card issuers actually followed their marketing budget in Q1. Yilu (Oscar) Chen -- Chief Financial Officer. We delivered another solid quarter, showing strong revenue growth across our line of businesses. So we didn't really spend much money on sales and marketing in Q2, rather (ph) revenue, because we couldn't even spend money to pay for the downloads, right. We haven't talk about that, I mean, of course, the insurance market is the high potential, the wealth management, we are seeing some regulation, so basically relaxed, the KYC process of opening like money market fund or the wealth management fund online. So you just imagine the small ticket size SME lending, given the traditional banks, their capability, their cost structure, probably it's the -- it's not easy for them to do the SME lending directly, probably there will be some third-party players like us, like other supply chain loan facilitation model. Does a hash function necessarily need to allow arbitrary length input? The TAB teardrop camper trailer is the iconic teardrop that sets the trend for all others to follow. 9 Georgia Bulldogs converted on a go-ahead field goal with two seconds left, where they eventually beat the No. Stack Overflow for Teams is a private, secure spot for you and And the third question is on the outlook of maybe our current operations of 315 Night. As we remain strategically focused on strengthening our technological capabilities, while optimizing technology infrastructure, R&D expenses excluding share-based compensation increased by 87% year-over-year to RMB78 million. So no matter what this impact -- the one-time impact will be honestly, in the short-term. So that's -- some of the efficiency we have to regain that, we will take time. As cutting edge technologies, that AI, big data, cloud computing and in the future 5G, is reshaping the financial services industry, connecting Chinese consumers and SME's with financial service and providers smarter, more efficiently and effectively. Recommended. They contribute around 20% of the total revenue. The two-time FedExCup champion failed to win anywhere in … So we're still targeting to achieve a full year profit for the whole year, but that's still the plan. Generic formats Splits.io Exchange Format Local timers LiveSplit WSplit Llanfair (Gered's fork) Urn Time Split Tracker SplitterZ Online timers LiveSplit One Raw data Run History Segment History 0. But I want to refer you to the last two quarter numbers. Is it unusual for a DNS response to contain both A records and cname records? As a follow up to the airing of CCTV 315, we completed an internal review of system, products and processes. How to pull back an email that has already been sent? 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